{"id":3814,"date":"2025-03-31T10:08:09","date_gmt":"2025-03-31T10:08:09","guid":{"rendered":"https:\/\/marcela.pt\/news\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/"},"modified":"2025-05-30T13:38:42","modified_gmt":"2025-05-30T13:38:42","slug":"foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal","status":"publish","type":"post","link":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/","title":{"rendered":"Foreign citizens account for 18% of Housing Loans granted in Portugal"},"content":{"rendered":"\n<p>According to the Bank of Portugal (BdP), one in five new loans was granted to foreign citizens, whether residents or non-residents in Portugal.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>The share of foreign citizens (residents and non-residents) in the total stock of real estate credit increased from 6.9% in December 2022 to 8.2% in June 2024.<\/p>\n\n\n\n<p>These figures, reflecting the analysis conducted during 2023 and the first half of 2024, show that &#8222;foreigners purchase more expensive homes at a time when there are persistent signs of overvaluation in the residential market.&#8220;<\/p>\n\n\n\n<p>According to Clara <strong>Raposo<\/strong>, Deputy Governor of the BdP, this growing trend is driven by an increase in the foreign population and the housing demand from non-residents.<\/p>\n\n\n\n<p>Regarding households, this growth reveals a shift in demand patterns, particularly for primary and permanent housing by active, younger foreign citizens.<\/p>\n\n\n\n<p>&#8222;The foreign population residing in Portugal has grown significantly, offsetting negative natural population balances and contributing to the increase in the total population, which impacts housing prices,&#8220; commented the BdP.<\/p>\n\n\n\n<p>In recent years, demand from foreigners with higher purchasing power has been boosted by measures such as the Golden Visa program and the Non-Habitual Residents regime.<\/p>\n\n\n\n<p>The average price of a home purchased by a non-resident buyer (\u20ac345,000) remained higher than the average price paid by residents (\u20ac198,000).<\/p>\n\n\n\n<p>Among non-residents, there are also differences in average acquisition values: buyers with tax residence in the European Union paid an average of \u20ac280,000, while those from other countries spent \u20ac408,000.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>According to the Bank of Portugal (BdP), one in five new loans was granted to foreign citizens, whether residents or non-residents in Portugal. The share of foreign citizens (residents and non-residents) in the total stock of real estate credit increased from 6.9% in December 2022 to 8.2% in June 2024. These figures, reflecting the analysis &#8230; <a title=\"Foreign citizens account for 18% of Housing Loans granted in Portugal\" class=\"read-more\" href=\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/\" aria-label=\"Mehr Informationen \u00fcber Foreign citizens account for 18% of Housing Loans granted in Portugal\">Weiterlesen &#8230;<\/a><\/p>\n","protected":false},"author":5,"featured_media":2816,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[50],"tags":[],"class_list":["post-3814","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finanzierung","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v25.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Foreign citizens account for 18% of Housing Loans granted in Portugal - Marcela Real Estate<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Foreign citizens account for 18% of Housing Loans granted in Portugal\" \/>\n<meta property=\"og:description\" content=\"According to the Bank of Portugal (BdP), one in five new loans was granted to foreign citizens, whether residents or non-residents in Portugal. The share of foreign citizens (residents and non-residents) in the total stock of real estate credit increased from 6.9% in December 2022 to 8.2% in June 2024. These figures, reflecting the analysis ... Weiterlesen ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/\" \/>\n<meta property=\"og:site_name\" content=\"Marcela Real Estate\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-31T10:08:09+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-30T13:38:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/142d051c5e-1737046161_0.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"898\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sara Sequeira\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Verfasst von\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sara Sequeira\" \/>\n\t<meta name=\"twitter:label2\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data2\" content=\"1\u00a0Minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/\"},\"author\":{\"name\":\"Sara Sequeira\",\"@id\":\"https:\/\/marcela.pt\/de\/#\/schema\/person\/6f2c80b8925bc317e3ce5e1ddb89179f\"},\"headline\":\"Foreign citizens account for 18% of Housing Loans granted in Portugal\",\"datePublished\":\"2025-03-31T10:08:09+00:00\",\"dateModified\":\"2025-05-30T13:38:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/\"},\"wordCount\":241,\"publisher\":{\"@id\":\"https:\/\/marcela.pt\/de\/#organization\"},\"image\":{\"@id\":\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/142d051c5e-1737046161_0.jpg\",\"articleSection\":[\"Finanzierung\"],\"inLanguage\":\"de\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/\",\"url\":\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/\",\"name\":\"Foreign citizens account for 18% of Housing Loans granted in Portugal - Marcela Real Estate\",\"isPartOf\":{\"@id\":\"https:\/\/marcela.pt\/de\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/142d051c5e-1737046161_0.jpg\",\"datePublished\":\"2025-03-31T10:08:09+00:00\",\"dateModified\":\"2025-05-30T13:38:42+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#breadcrumb\"},\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#primaryimage\",\"url\":\"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/142d051c5e-1737046161_0.jpg\",\"contentUrl\":\"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/142d051c5e-1737046161_0.jpg\",\"width\":1280,\"height\":898},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\/\/marcela.pt\/de\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Foreign citizens account for 18% of Housing Loans granted in Portugal\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/marcela.pt\/de\/#website\",\"url\":\"https:\/\/marcela.pt\/de\/\",\"name\":\"Marcela Real Estate\",\"description\":\"Immobilienagentur in Lagos, Algarve\",\"publisher\":{\"@id\":\"https:\/\/marcela.pt\/de\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/marcela.pt\/de\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"de\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/marcela.pt\/de\/#organization\",\"name\":\"Marcela Real Estate\",\"url\":\"https:\/\/marcela.pt\/de\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\/\/marcela.pt\/de\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/logo_white.svg\",\"contentUrl\":\"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/logo_white.svg\",\"caption\":\"Marcela Real Estate\"},\"image\":{\"@id\":\"https:\/\/marcela.pt\/de\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/marcela.pt\/de\/#\/schema\/person\/6f2c80b8925bc317e3ce5e1ddb89179f\",\"name\":\"Sara Sequeira\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\/\/marcela.pt\/de\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/32689de640197072754090168021719c031e8734972332faa28098429a5ce980?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/32689de640197072754090168021719c031e8734972332faa28098429a5ce980?s=96&d=mm&r=g\",\"caption\":\"Sara Sequeira\"},\"url\":\"https:\/\/marcela.pt\/de\/author\/dengun_sara\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Foreign citizens account for 18% of Housing Loans granted in Portugal - Marcela Real Estate","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/","og_locale":"de_DE","og_type":"article","og_title":"Foreign citizens account for 18% of Housing Loans granted in Portugal","og_description":"According to the Bank of Portugal (BdP), one in five new loans was granted to foreign citizens, whether residents or non-residents in Portugal. The share of foreign citizens (residents and non-residents) in the total stock of real estate credit increased from 6.9% in December 2022 to 8.2% in June 2024. These figures, reflecting the analysis ... Weiterlesen ...","og_url":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/","og_site_name":"Marcela Real Estate","article_published_time":"2025-03-31T10:08:09+00:00","article_modified_time":"2025-05-30T13:38:42+00:00","og_image":[{"width":1280,"height":898,"url":"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/142d051c5e-1737046161_0.jpg","type":"image\/jpeg"}],"author":"Sara Sequeira","twitter_card":"summary_large_image","twitter_misc":{"Verfasst von":"Sara Sequeira","Gesch\u00e4tzte Lesezeit":"1\u00a0Minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#article","isPartOf":{"@id":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/"},"author":{"name":"Sara Sequeira","@id":"https:\/\/marcela.pt\/de\/#\/schema\/person\/6f2c80b8925bc317e3ce5e1ddb89179f"},"headline":"Foreign citizens account for 18% of Housing Loans granted in Portugal","datePublished":"2025-03-31T10:08:09+00:00","dateModified":"2025-05-30T13:38:42+00:00","mainEntityOfPage":{"@id":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/"},"wordCount":241,"publisher":{"@id":"https:\/\/marcela.pt\/de\/#organization"},"image":{"@id":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#primaryimage"},"thumbnailUrl":"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/142d051c5e-1737046161_0.jpg","articleSection":["Finanzierung"],"inLanguage":"de"},{"@type":"WebPage","@id":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/","url":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/","name":"Foreign citizens account for 18% of Housing Loans granted in Portugal - Marcela Real Estate","isPartOf":{"@id":"https:\/\/marcela.pt\/de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#primaryimage"},"image":{"@id":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#primaryimage"},"thumbnailUrl":"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/142d051c5e-1737046161_0.jpg","datePublished":"2025-03-31T10:08:09+00:00","dateModified":"2025-05-30T13:38:42+00:00","breadcrumb":{"@id":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#breadcrumb"},"inLanguage":"de","potentialAction":[{"@type":"ReadAction","target":["https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/"]}]},{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#primaryimage","url":"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/142d051c5e-1737046161_0.jpg","contentUrl":"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/142d051c5e-1737046161_0.jpg","width":1280,"height":898},{"@type":"BreadcrumbList","@id":"https:\/\/marcela.pt\/de\/foreign-citizens-account-for-18-of-housing-loans-granted-in-portugal\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/marcela.pt\/de\/"},{"@type":"ListItem","position":2,"name":"Foreign citizens account for 18% of Housing Loans granted in Portugal"}]},{"@type":"WebSite","@id":"https:\/\/marcela.pt\/de\/#website","url":"https:\/\/marcela.pt\/de\/","name":"Marcela Real Estate","description":"Immobilienagentur in Lagos, Algarve","publisher":{"@id":"https:\/\/marcela.pt\/de\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/marcela.pt\/de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"de"},{"@type":"Organization","@id":"https:\/\/marcela.pt\/de\/#organization","name":"Marcela Real Estate","url":"https:\/\/marcela.pt\/de\/","logo":{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/marcela.pt\/de\/#\/schema\/logo\/image\/","url":"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/logo_white.svg","contentUrl":"https:\/\/marcela.pt\/wp-content\/uploads\/2025\/03\/logo_white.svg","caption":"Marcela Real Estate"},"image":{"@id":"https:\/\/marcela.pt\/de\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/marcela.pt\/de\/#\/schema\/person\/6f2c80b8925bc317e3ce5e1ddb89179f","name":"Sara Sequeira","image":{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/marcela.pt\/de\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/32689de640197072754090168021719c031e8734972332faa28098429a5ce980?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/32689de640197072754090168021719c031e8734972332faa28098429a5ce980?s=96&d=mm&r=g","caption":"Sara Sequeira"},"url":"https:\/\/marcela.pt\/de\/author\/dengun_sara\/"}]}},"_links":{"self":[{"href":"https:\/\/marcela.pt\/de\/wp-json\/wp\/v2\/posts\/3814","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marcela.pt\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marcela.pt\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marcela.pt\/de\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/marcela.pt\/de\/wp-json\/wp\/v2\/comments?post=3814"}],"version-history":[{"count":1,"href":"https:\/\/marcela.pt\/de\/wp-json\/wp\/v2\/posts\/3814\/revisions"}],"predecessor-version":[{"id":5045,"href":"https:\/\/marcela.pt\/de\/wp-json\/wp\/v2\/posts\/3814\/revisions\/5045"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/marcela.pt\/de\/wp-json\/wp\/v2\/media\/2816"}],"wp:attachment":[{"href":"https:\/\/marcela.pt\/de\/wp-json\/wp\/v2\/media?parent=3814"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marcela.pt\/de\/wp-json\/wp\/v2\/categories?post=3814"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marcela.pt\/de\/wp-json\/wp\/v2\/tags?post=3814"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}